What if you got sick and couldn’t work?
Disability Income Insurance
A disability insurance policy can help you meet a portion of those day-to-day expenses that won’t go away, such as the mortgage, groceries, education and retirement funding.
We are living longer lives. The goal becomes to remain comfortable and independent.
Long Term Care Insurance
No one wants to burden loved ones. Long-term care insurance is a policy that can assist in offsetting the expenses that occur when faced with a long-term illness or disability; helping to protect your assets, while preserving independence.
Life insurance: it’s not just for death anymore.
Life insurance
Life insurance can offer “living benefits” to help fund education, start a business, and provide supplemental retirement income. Some life insurance companies pay dividends that can be used to reduce your costs. At Balanced Financials we know that choosing the right products from the right companies is essential. In any financial climate, choosing only A+ rated (or better) companies is a vital part of what we do.
Services
Financial Resources
- Life Insurance
- Income Protection plans (Disability Insurance)
- Health insurance options
- Analysis of savings and investments
- Budgeting and cash flow study
- Retirement analysis
- Retirement planning
- Annuities
- Long-term care insurance
- Tax reduction strategies
- Business overhead protection
- Buy-sell strategies
- Key person insurance
- Group health/life and disability income insurance
- Non-qualified retirement programs